Toro's Stock is Up 30% Over the Past Year

Toro (TTC) is well-known for its seemingly ubiquitous lawn mowers but the company is also a major player in commercial landscaping and irrigation systems for vast expanses of green (Think ball parks and golf courses). On the plus side, the stock is up more than 30% in the last year, sports a dividend yield of nearly 2% and enjoys a high-quality return on equity of nearly 35%.

On the downside, the relative valuation is looking a bit stretched, seeing as the stock trades at pretty significant premiums to its own five-year average on both a trailing and forward earnings basis, according to Thomson Reuters data. Furthermore, the company could be facing higher input costs as commodity prices continue to soar. Whether the company can grow into its valuation during the spring selling season remains to be seen.

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Source: http://www.dailyfinance.com/story/stock-picks/face-off-on-stocks-springtime-picks-and-pans-video/19872387/

The Increasing of Cocoa Price Has Made The Investors Come Closer

One of chocolate company, it's PT Davomas Abadi Tbk (DAVO). It's informed that it is being snatched away by three local and foreign companies. The price of cocoa increases which makes DAVO is pierced by the strategic investor.

According to one of the marketer, the both companies want to buy DAVO's stock is PT Unilever Tbk (UNVR), while tho foreign investors come from Singapura that was didn't known yet their identity.

"according to the rumor that DAVO's stock will be bought by the two investor who come from Singapura and Unilever company"

He said that it's caused by The increasing of cocoa price.

All villages to get banking services by 2015: RBI

SURTAPUR(CHANDAULI, UP) : The Reserve Bank deputy governor KC Chakrabarty on Saturday said all the villages will have banking services by 2015.

Attending an an RBI outreach programme for distributing biometric smart cards here, Chakrabarty said it is not good that even after 40 years of bank nationalisation over 50 per cent of the population do not get banking services.

He said, "looking into the problems of the rural areas and using technological advantages available, we have decided to outreach the entire rural people at their doorsteps by 2015. For this, we have introduced 'Branchless Banking' via smart cards to the rural population, issued by the lead-banks of their respective areas.
He said, RBI has drawn a roadmap to provide banking outlets in all villages in the first phase, where population is above 2000, by 2012. In the second phase, all the remaining villages will be covered for doorstep banking by 2015.

The doorstep banking involves issuing smart cards and then bank representatives reaching to the villages, twice or thrice a month, with the swap machines and cash.

Chakrabarty said Union Bank of India alone has so for issued more than 2.1 million smart cards to customers through its 2,500 branchless banking units.

On the occasion Union Bank chairman MV Nair said his bank will provide smart cards to all the people of the Naugarh block of Chandauli district, on priority basis within three months.

Source :http://economictimes.indiatimes.com/